Supply Chain Financing
At Anupam Finserv, we understand that a well-functioning supply chain is the backbone of any business. Our Supply Chain Finance solutions are designed to support the financial and supply chain management needs of growing enterprises. We provide the working capital you need to keep operations running smoothly, ensuring that payments to suppliers and vendors are timely and hassle-free.

What is Supply Chain Financing?
Supply Chain Financing (SCF) is a financial supply chain management tool designed to optimize cash flow. It allows businesses to extend payment terms to suppliers while ensuring early payments to vendors—creating a win-win for both parties. This helps maintain a healthy cash cycle without straining your working capital.
Benefits
Instant Cash Flow
Free up capital tied in invoices and pay suppliers on time through options like supplier invoice financing
Stronger Supplier Relationships
Keep your supply chain robust with timely payments and sustainable financing practices.
Access to Working Capital
Get funds without additional collateral.
Quick & Hassle-Free Process
Digital documentation and minimal paperwork.
Who Can Apply?
SCF is ideal for:
- Manufacturers & Wholesalers
- Retailers & Distributors
- Large Corporations & MSMEs
- Businesses with steady procurement cycles or looking for supply chain finance solutions
Eligibility Criteria
- Business stability of more than 2 years
- Good credit record
- Visible business transactions in bank statements and GST Returns
Criteria | Requirement |
---|---|
Age | 21 to 65 years of the business owners |
Vendor category | Must be from Cat A vendors as per AFL internal policy |
Citizen | Only Indian resident is eligible |
Fees and charges
As per actuals and credit policy
Features and Fees | Charges |
---|---|
Interest rate | 10.99%* pa onwards |
Loan amount | 5 lacs to 25 lacs |
Processing Fees | 1% of loan amount + applicable taxes |
Loan Tenure | Repayment on the tenure of the invoice |
Documents required
- PAN card, Udyam Certificate, GST registration
- Entity KYC (COI, AOA, MOA/Partnership deed/LLP deed, etc.)
- 3 years ITR with computation and financials
- 12 months bank statement
- GST returns
- Sales ledger
Why Anupam Finserv is the Best Invoice Discounting Platform?
Fast Approvals & Disbursals
Quick access to funds with minimal delays
Flexible Repayment Options
Tailored to suit your business cycle
Customized Financing Solutions
Supporting both small enterprises and large supply chain finance companies
Trusted Financial Partner
Backed by decades of expertise in financial chain management
Frequently asked questions
It allows businesses to extend payment terms while ensuring suppliers receive payments on time—optimizing your financial supply chain and strengthening operations.
No. SCF is beneficial for businesses of all sizes, including MSMEs. It’s an essential part of both trade and supply chain finance strategies.
Yes. We evaluate each transaction to ensure compatibility with both domestic and international supply chain structures.
SCF typically doesn’t directly affect your credit score. However, consistent repayments can improve your creditworthiness.
Industries with complex supply networks or frequent procurement needs—like manufacturing, retail, logistics, and pharma—gain the most from integrated financial and supply chain management.
SCF is not a traditional loan. It’s a short-term working capital solution focused on supplier payments—part of a broader financial supply chain strategy.
In such cases, we can explore alternative options like invoice discounting or other financing products tailored to your needs.
We evaluate your business financials, supplier relationships, transaction history, and credit profile—core elements of financial chain management.
Yes! As your volume grows and your repayment history strengthens, we reassess and enhance your credit limit.
While our process is fully offline, you’ll receive regular updates, detailed statements, and dedicated support from your relationship manager.
- Invoice-based repayment
- Scheduled repayment plans
Bullet repayments (in select cases)
- Fill out the online application
- Our team will get in touch
- Submit your documents online or offline
Apply for Invoice Discounting Today!
Unlock seamless and sustainable working capital solutions for your business. Let us help power your supply chain finance journey.
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Key Features
Loan Amount
5 lacs – 25 lacs
Tenure
Up to 30 days cycle
Interest rate
Starting from 10.99%*
Loan process
Step 1
Apply for Loan
Step 2
Our team will contact you
Step 3
Credit check
Step 4
Sanction of loan
Step 5
Disbursal documentation
Step 6
Disbursal of Loan