Our Personal Loans offer quick and hassle-free access to funds for any purpose, whether it’s a vacation, wedding, home renovation, or a medical emergency. With competitive interest rates, flexible repayment options, and minimal documentation, securing a loan has never been easier.
Aadhar Card
PAN card
- Salary slips
- Form 16
- Additional as per internal policy
Step 1
Apply for Loan
Step 2
Our team will contact you
Step 3
Credit check
Step 4
Sanction of loan
Step 5
Disbursal documentation
Step 6
Disbursal of Loan
Simply click the apply button and upload your KYC documents. Our team will reach out to guide you through the next steps.
Just review the eligibility criteria listed above. If you meet them, you’re all set to apply.
The maximum personal loan amount is currently ₹50 lacs.
The maximum repayment tenure is 36 months.
Ensure that you meet the eligibility criteria mentioned above.
You can use a personal loan for any emergency needs, as long as it’s legal according to RBI guidelines.
After submitting all the required documents, it usually takes 24 hours (subject to working days) for approval.
It’s best to keep your financial obligations low. Maintaining a FOIR (Fixed Obligations to Income Ratio) of 60% is advisable.
A personal loan is typically for short-term emergency needs. After applying and submitting all documents, a credit manager reviews your proposal. If everything meets the credit norms, your loan gets approved, and you’ll receive a sanction letter. Once all required documents are provided for disbursal, your loan will be credited to your bank account.
Yes, you can foreclose your loan. If you do so within the lock-in period, foreclosure charges will apply. After the lock-in period, you can close the loan anytime without additional charges.