Business Loan
At Anupam Finserv, we understand that every business is unique. Our business loans provide the capital you need to expand, manage cash flow, or invest in new opportunities. Enjoy our customized loan solutions with flexible terms, competitive rates, and minimal paperwork, designed to fit your business needs.
Business Loan
At Anupam Finserv, we understand that every business is unique. Our business loans provide the capital you need to expand, manage cash flow, or invest in new opportunities. Enjoy our customized loan solutions with flexible terms, competitive rates, and minimal paperwork, designed to fit your business needs.
Key Features
Loan Amount
5 lacs – 1 Cr
Tenure
Upto 5 years
Interest rate
Starting from 10.99%*
Eligibility Criteria
Criteria | Requirement |
---|---|
Age | 21 to 55 years |
Employment Status | All the business owners like proprietorship firm, Pvt ltd company,partnership firm, HUF, LLP, trust/society etc. |
Business vintage | Min 1 year in Current business. Overall min 3 years business exp |
Credit Score | 700+ subject to financial assessment as per internal policy |
Citizen | Only Indian resident is eligible |
EMI Calculator
Fees and charges
Features and Fees | Charges |
---|---|
Interest rate | 10.99%* pa onwards |
Loan amount | 5 lacs to 1 Cr |
Processing Fees | 1% to 2% of loan amount + applicable taxes |
Loan Tenure | 12 months to 60 months |
Documents required
Aadhar Card
PAN card
- Business proof
- 3 year ITRs
- Additional as per internal policy
Loan process
Step 1
Apply for Loan
Step 2
Our team will contact you
Step 3
Credit check
Step 4
Sanction of loan
Step 5
Disbursal documentation
Step 6
Disbursal of Loan
Benefits
Easy fulfillment for short/long term business needs
Can be used as a working capital loan
Quick Processing
No Hidden Charges
Frequently asked questions
We’ve got you covered with Secured Business Loans, Unsecured Business Loans, and Working Capital Loans – all designed to meet your unique needs.
Don’t worry, our eligibility norms are straightforward! If you meet the minimum criteria and have a healthy cash flow, you’re good to go. Just click “Apply” and we’ll guide you through.
We process loan applications efficiently, typically sanctioning within 24-48 hours of receiving all documents.
Yes, you can repay your loan early as per the foreclosing clause in your sanction letter.
We determine loan amounts based on eligibility and FOIR limit, up to 60%.
We offer both secured and unsecured business loans to suit your business requirements.
Don’t worry, we won’t penalize you for paying off your loan early. Prepayment charges only apply during the lock-in period.
We accept NEFT, RTGS, and NACH payments, with NACH as our preferred mode.
We understand new beginnings! If you have prior business experience, we’ll assess your case individually.
Yes, you’re eligible as long as you meet our other eligibility norms. We support individual entrepreneurs and sole proprietors.
You can easily calculate your EMIs using our convenient calculator tool available on our website.