Business Loan

At Anupam Finserv, we understand that every business is unique. Our business loans provide the capital you need to expand, manage cash flow, or invest in new opportunities. Enjoy our customized loan solutions with flexible terms, competitive rates, and minimal paperwork, designed to fit your business needs.

Business Loan

At Anupam Finserv, we understand that every business is unique. Our business loans provide the capital you need to expand, manage cash flow, or invest in new opportunities. Enjoy our customized loan solutions with flexible terms, competitive rates, and minimal paperwork, designed to fit your business needs.

Key Features

Loan Amount

5 lacs – 1 Cr

Tenure

Upto 5 years

Interest rate

Starting from 10.99%*

Eligibility Criteria

Criteria Requirement
Age 21 to 55 years
Employment Status All the business owners like proprietorship firm, Pvt ltd company,partnership firm, HUF, LLP, trust/society etc.
Business vintage Min 1 year in Current business. Overall min 3 years business exp
Credit Score 700+ subject to financial assessment as per internal policy
Citizen Only Indian resident is eligible

EMI Calculator

Loan Amount
5L 1Cr
Loan Tenure years
1Y 5Y
Interest Rate(% p.a.) %
10.99% 24%
Your loan EMI is
66,165/-
Principal Amount 13,00,000/-
Interest Amount 2,87,960/-

Fees and charges

Features and Fees Charges
Interest rate 10.99%* pa onwards
Loan amount 5 lacs to 1 Cr
Processing Fees 1% to 2% of loan amount + applicable taxes
Loan Tenure 12 months to 60 months

Documents required

KYC Documents

Aadhar Card

PAN card

Income Documents
  • Business proof
  • 3 year ITRs
  • Additional as per internal policy

Loan process

Step 1

Apply for Loan

Step 2

Our team will contact you

Step 3

Credit check

Step 4

Sanction of loan

Step 5

Disbursal documentation

Step 6

Disbursal of Loan

Benefits

money bag

Easy fulfillment for short/long term business needs

income

Can be used as a working capital loan

chargeback

Quick Processing

secure

No Hidden Charges

Frequently asked questions

What types of business loans do you offer?

We’ve got you covered with Secured Business Loans, Unsecured Business Loans, and Working Capital Loans – all designed to meet your unique needs.

How do I qualify for a business loan?

Don’t worry, our eligibility norms are straightforward! If you meet the minimum criteria and have a healthy cash flow, you’re good to go. Just click “Apply” and we’ll guide you through.

How long does the loan application process take?

We process loan applications efficiently, typically sanctioning within 24-48 hours of receiving all documents.

Can I repay my loan early?

Yes, you can repay your loan early as per the foreclosing clause in your sanction letter.

How much can I borrow?

We determine loan amounts based on eligibility and FOIR limit, up to 60%.

Do you offer secured or unsecured business loans?

We offer both secured and unsecured business loans to suit your business requirements.

Are there any prepayment penalties?

Don’t worry, we won’t penalize you for paying off your loan early. Prepayment charges only apply during the lock-in period.

How do I make payments on my loan?

We accept NEFT, RTGS, and NACH payments, with NACH as our preferred mode.

Can I get a loan if my business is less than a year old?

We understand new beginnings! If you have prior business experience, we’ll assess your case individually.

Can I get a loan if I am a sole proprietor or individual entrepreneur

Yes, you’re eligible as long as you meet our other eligibility norms. We support individual entrepreneurs and sole proprietors.

How can I calculate the EMIs I need to pay for my Business Loan?

You can easily calculate your EMIs using our convenient calculator tool available on our website.