Supply Chain Financing

At Anupam Finserv, we understand that a well-functioning supply chain is the backbone of any business. Our Supply Chain Finance solutions are designed to support the financial and supply chain management needs of growing enterprises. We provide the working capital you need to keep operations running smoothly, ensuring that payments to suppliers and vendors are timely and hassle-free.

What is Supply Chain Financing?

Supply Chain Financing (SCF) is a financial supply chain management tool designed to optimize cash flow. It allows businesses to extend payment terms to suppliers while ensuring early payments to vendors—creating a win-win for both parties. This helps maintain a healthy cash cycle without straining your working capital.

Benefits

Instant Cash Flow

Free up capital tied in invoices and pay suppliers on time through options like supplier invoice financing

Stronger Supplier Relationships

Keep your supply chain robust with timely payments and sustainable financing practices.

Access to Working Capital

Get funds without additional collateral.

Quick & Hassle-Free Process

Digital documentation and minimal paperwork.

Who Can Apply?

SCF is ideal for:

  • Manufacturers & Wholesalers
  • Retailers & Distributors
  • Large Corporations & MSMEs
  • Businesses with steady procurement cycles or looking for supply chain finance solutions

Eligibility Criteria

  • Business stability of more than 2 years
  • Good credit record
  • Visible business transactions in bank statements and GST Returns
Criteria Requirement
Age 21 to 65 years of the business owners
Vendor category Must be from Cat A vendors as per AFL internal policy
Citizen Only Indian resident is eligible

Fees and charges

As per actuals and credit policy

Features and Fees Charges
Interest rate 10.99%* pa onwards
Loan amount 5 lacs to 25 lacs
Processing Fees 1% of loan amount + applicable taxes
Loan Tenure Repayment on the tenure of the invoice

Documents required

KYC Documents
  • PAN card, Udyam Certificate, GST registration
  • Entity KYC (COI, AOA, MOA/Partnership deed/LLP deed, etc.)
Income Documents
  • 3 years ITR with computation and financials
  • 12 months bank statement
  • GST returns
  • Sales ledger

Why Anupam Finserv is the Best Invoice Discounting Platform?

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Fast Approvals & Disbursals

Quick access to funds with minimal delays

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Flexible Repayment Options

Tailored to suit your business cycle

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Customized Financing Solutions

Supporting both small enterprises and large supply chain finance companies

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Trusted Financial Partner

Backed by decades of expertise in financial chain management

Frequently asked questions

How does Supply Chain Financing improve my business cash flow?

It allows businesses to extend payment terms while ensuring suppliers receive payments on time—optimizing your financial supply chain and strengthening operations.

Is Supply Chain Financing only for large businesses?

No. SCF is beneficial for businesses of all sizes, including MSMEs. It’s an essential part of both trade and supply chain finance strategies.

Can I use SCF for international suppliers?

Yes. We evaluate each transaction to ensure compatibility with both domestic and international supply chain structures.

Will SCF impact my business credit score?

SCF typically doesn’t directly affect your credit score. However, consistent repayments can improve your creditworthiness.

What industries benefit the most from SCF?

Industries with complex supply networks or frequent procurement needs—like manufacturing, retail, logistics, and pharma—gain the most from integrated financial and supply chain management.

Is SCF a loan or a credit facility?

SCF is not a traditional loan. It’s a short-term working capital solution focused on supplier payments—part of a broader financial supply chain strategy.

What if my supplier doesn't accept early payments?

In such cases, we can explore alternative options like invoice discounting or other financing products tailored to your needs.

How does Anupam Finserv assess eligibility?

We evaluate your business financials, supplier relationships, transaction history, and credit profile—core elements of financial chain management.

Can I increase my financing limit as my business grows?

Yes! As your volume grows and your repayment history strengthens, we reassess and enhance your credit limit.

How do I track transactions and repayments?

While our process is fully offline, you’ll receive regular updates, detailed statements, and dedicated support from your relationship manager.



What repayment options are available?
  • Invoice-based repayment
  • Scheduled repayment plans

Bullet repayments (in select cases)

How can I apply?
  1. Fill out the online application
  2. Our team will get in touch
  3. Submit your documents online or offline

Apply for Invoice Discounting Today!

Unlock seamless and sustainable working capital solutions for your business. Let us help power your supply chain finance journey.

EMI Calculator

Loan Amount ₹
5L 25L
Loan Tenure days
30 days 90 days
Interest Rate(% p.a.) %
10.99% 24%
Your loan EMI is
₹66,165/-
Principal Amount ₹ 13,00,000/-
Interest Amount ₹ 2,87,960/-

Key Features

Loan Amount

5 lacs – 25 lacs

Tenure

Up to 30 days cycle

Interest rate

Starting from 10.99%*

Loan process

Step 1

Apply for Loan

Step 2

Our team will contact you

Step 3

Credit check

Step 4

Sanction of loan

Step 5

Disbursal documentation

Step 6

Disbursal of Loan