Loan against mutual funds

Keep your mutual fund investments intact while meeting your financial needs with our Loan Against Mutual Funds. Get quick access to funds without disturbing your portfolio. Our flexible loan options allow you to continue benefiting from market growth while addressing immediate financial needs.

Loan against mutual funds

Keep your mutual fund investments intact while meeting your financial needs with our Loan Against Mutual Funds. Get quick access to funds without disturbing your portfolio. Our flexible loan options allow you to continue benefiting from market growth while addressing immediate financial needs.

Key Features

Loan Amount

5 lacs – 1 Cr

Tenure

Upto 2 years

Interest rate

Starting from 10.5%*

Eligibility Criteria

Criteria Requirement
Age 21 to 65 years
Credit Score 700+ subject to financial assessment as per internal policy excluding housing societies
Securities All types of MF are eligible
Citizen Only Indian resident is eligible

EMI Calculator

Loan Amount
5L 1Cr
Loan Tenure months
1M 24M
Interest Rate(% p.a.) %
10.5% 24%
Your loan EMI is
66,165/-
Principal Amount 13,00,000/-
Interest Amount 2,87,960/-

Fees and charges

Features and Fees Charges
Interest rate 10.5%* pa onwards
Loan amount 5 lacs to 1 Cr
Processing Fees 1% of loan amount + applicable taxes
Loan Tenure 3 months to 24 months

Documents required

KYC Documents

Aadhar Card

PAN card

Income Documents
  • Business proof/Income proof
  • Additional as per internal policy

Loan process

Step 1

Apply for Loan

Step 2

Our team will contact you

Step 3

Sanction of loan

Step 4

Disbursal documentation

Step 5

Disbursal of Loan

Benefits

money bag

Quick and easy loans for an emergency

income

Repayable in the short term

chargeback

Quick Processing

secure

No Hidden Charges

Frequently asked questions

What types of mutual funds are eligible for a Loan Against Mutual Fund?

We accept all types of mutual funds, with Loan-to-Value (LTV) determined by our internal policy. Our team will guide you through the process.

Can I get a loan against my mutual fund SIP (Systematic Investment Plan)?

Yes, you can avail a loan against your mutual fund SIP.

How much can I borrow against my mutual fund units?

Our internal policy sets the LTV for different types of mutual funds. We’ll help you determine the borrowing amount.

How do I pledge my mutual fund units to secure the loan?

Our team at AFL will assist with pledging your mutual fund units, ensuring a seamless process with your consent

Can I redeem or sell my pledged mutual fund units?

Please note that pledged mutual fund units cannot be redeemed or sold until the loan is repaid.

How does the loan impact my mutual fund ownership and dividends?

Rest assured, the loan won’t alter your ownership or dividend entitlements.

Can I use the loan to invest in other mutual funds or assets?

Loan Against Mutual Fund is designed for personal use, not for investing in other assets.

How does the loan impact my mutual fund NAV (Net Asset Value)?

The loan has no effect on your mutual fund’s NAV.