Loan against mutual funds
Keep your mutual fund investments intact while meeting your financial needs with our Loan Against Mutual Funds. Get quick access to funds without disturbing your portfolio. Our flexible loan options allow you to continue benefiting from market growth while addressing immediate financial needs.
Loan against mutual funds
Keep your mutual fund investments intact while meeting your financial needs with our Loan Against Mutual Funds. Get quick access to funds without disturbing your portfolio. Our flexible loan options allow you to continue benefiting from market growth while addressing immediate financial needs.
Key Features
Loan Amount
5 lacs – 1 Cr
Tenure
Upto 2 years
Interest rate
Starting from 10.5%*
Eligibility Criteria
Criteria | Requirement |
---|---|
Age | 21 to 65 years |
Credit Score | 700+ subject to financial assessment as per internal policy excluding housing societies |
Securities | All types of MF are eligible |
Citizen | Only Indian resident is eligible |
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Fees and charges
Features and Fees | Charges |
---|---|
Interest rate | 10.5%* pa onwards |
Loan amount | 5 lacs to 1 Cr |
Processing Fees | 1% of loan amount + applicable taxes |
Loan Tenure | 3 months to 24 months |
Documents required
Aadhar Card
PAN card
- Business proof/Income proof
- Additional as per internal policy
Loan process
Step 1
Apply for Loan
Step 2
Our team will contact you
Step 3
Sanction of loan
Step 4
Disbursal documentation
Step 5
Disbursal of Loan
Benefits
Quick and easy loans for an emergency
Repayable in the short term
Quick Processing
No Hidden Charges
Frequently asked questions
We accept all types of mutual funds, with Loan-to-Value (LTV) determined by our internal policy. Our team will guide you through the process.
Yes, you can avail a loan against your mutual fund SIP.
Our internal policy sets the LTV for different types of mutual funds. We’ll help you determine the borrowing amount.
Our team at AFL will assist with pledging your mutual fund units, ensuring a seamless process with your consent
Please note that pledged mutual fund units cannot be redeemed or sold until the loan is repaid.
Rest assured, the loan won’t alter your ownership or dividend entitlements.
Loan Against Mutual Fund is designed for personal use, not for investing in other assets.
The loan has no effect on your mutual fund’s NAV.