Leverage the value of your property to meet your financial needs. Our Loan Against Property offers high-value funding at attractive interest rates, with flexible repayment options. Whether you’re looking to expand your business, consolidate debt, or manage personal expenses, this loan gives you the financial freedom you need
Leverage the value of your property to meet your financial needs. Our Loan Against Property offers high-value funding at attractive interest rates, with flexible repayment options. Whether you’re looking to expand your business, consolidate debt, or manage personal expenses, this loan gives you the financial freedom you need
Aadhar Card
PAN card
- Business proof/Income proof
- 3 year ITRs
- Property documents
- Additional as per internal policy
Step 1
Apply for Loan
Step 2
Our team will contact you
Step 3
Credit check
Step 4
Sanction of loan
Step 5
Disbursal documentation
Step 6
Disbursal of Loan
We’re happy to accept a range of properties for Loan Against Property (LAP), including:
– Self-occupied residential properties
– Rented-out residential properties
– Self-occupied commercial properties
– Self-occupied industrial properties
All properties must have an RCC structure and proper documentation. Our team will guide you through the process.
We offer flexible loan amounts ranging from ₹20 lakhs to ₹1 Cr, tailored to your needs and income. Our experts will help you determine the perfect fit.
We process loans efficiently, typically sanctioning within 24-48 hours of receiving complete documents.
You cannot avail another loan on the same property. However, you can transfer your existing loan to us through a Balance Transfer.
Our experts conduct a thorough technical evaluation, considering factors like:. Property structure, entry/exit roads, boundaries, market rate, locality, no of floor, property age etc.
Defaulting on the loan negatively impacts your credit score, reduces future loan chances, and may lead to civil proceedings under certain sections.
Absolutely! You can avail top-up loans on existing loans from the same lender or through balance transfer to another lender, subject to property valuation meeting the criteria.
Yes, we welcome self-employed individuals! As long as you have a stable earning source, our team will help you navigate the process.